Compound Interest Calculator
See how your savings could grow with compound interest. You can also include account management fees, inflation, and compare a second scenario if you'd like.
How We Handle Fees & Inflation
Management Fees: We subtract your annual fee (in %) from the interest rate. For example, if you expect a 5% return but have a 0.5% yearly fee, your effective rate becomes 4.5%.
Inflation: We adjust your final balance for inflation to show both the "nominal" amount and a "real" amount after factoring in how inflation reduces purchasing power over time.
Scenario A Results
Nominal Final Value
£90,917.86
Total value based on your savings plan
Real Final Value
£74,584.31
Value adjusted for inflation
Total Invested
£70,000.00
Sum of all your contributions
Total Interest
£20,917.86
Interest earned after fees
Growth Over Time (Scenario A)
Note
All information here is for educational purposes only and not financial advice. Inflation and fees reduce your real returns. For personal advice, please seek guidance from a qualified financial advisor.